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FAQs Simple loans with simple repayments from Provident Personal Credit |
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Once you agree the loan amount and the amount that you can afford to repay each week with an agent, they will be able to advise you of the Annual Percentage Rate (APR) that applies to your loan. The service Provident Personal Credit offer is different because an agent calls your home every week to collect your repayments. The amount Provident Personal Credit quote and the amount that your credit agreement states, is what you repay - there are no hidden charges. A typical example:
For first time customers Provident Personal Credit offer unsecured loans of between £50 - £500, dependent upon your personal circumstances. Existing customers can apply for up to £2500. When you borrow money from Provident, you know upfront exactly how much your repayments will be. So you can borrow money from Provident Personal Credit knowing that there will never be any unexpected extras. Although many people prefer to borrow cash, others appreciate the benefits of alternative forms of credit. If you would rather not borrow cash, you can apply for Gift Vouchers, which can be used like gift vouchers in your favourite shops.
Home collected credit is a friendly, personal service, providing small loans with affordable repayments, collected every week from customer's homes. There are no hidden charges or late payment fees and the amount agreed with your agent never increases.
Don't worry if you have a poor credit history or have been turned down for credit before. Provident Personal Credit always consider your individual circumstances even if you have a poor credit history - even if other companies may have turned you down in the past. Provident Personal Credit are often able to offer loans to people with a poor credit history, even a CCJ. Loans are given to people who can show they are now in a position to make repayments. However, Provident Personal Credit will only lend an amount they believe you will be able to repay. People with a poor credit history often appreciate the fixed regular repayments involved in the loans. Knowing exactly what is owed - and that the amount will not grow over time - can make it easier to budget and plan ahead. To get a loan simply complete an online application. Provident Personal Credit will provide you with a decision in principle within a few minutes. Back to top You will need proof of ID, proof of your address, plus proof of income. You may also be asked for your national insurance number. Back to top The first thing to do is to contact your agent who can work through and agree a solution with you. With a loan from Provident Personal Credit there are no hidden charges or late payment fees and the amount agreed with your agent will never increase. Back to top No, unlike some high street banks and credit card companies who charge for missed payments or overdraft facilities. Provident Personal Credit has no extra charges. |
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