Taking out a loan: the many benefits to consider
For many people throughout the UK, taking out a loan is a good solution for unforeseen financial problems; loans can help get things back on the right track...

Working as a family with a common budget
The idea of creating a family budget seems like an easy and simple activity, right? Not for everyone...

Daily ways to save money: it’s easier than you think
If you are having a difficult time saving money, you are not alone. Most people, at some point in their lives, report experiencing stress over their finances...

Identity theft
Picture this: the phone rings and a collection agency demands that you pay “overdue” accounts for goods that you never ordered. The supermarket refuses your cheques because you have a history of bouncing them – but you have always paid your bills on-time, what is going on?...

Secured and unsecured loans – the main differences
There are many options families have to face when deciding to take out a loan. Not only are there some pitfalls to avoid, but there are also many important decisions to make regarding what type of loan you need to take out...

The age of cash – is it history?
Has carrying cash become a thing of the past? With the advent of credit cards, personal cheques, and electronic banking, society is moving ever further away from cash transactions...

Understand your credit rating
Your credit rating can affect whether you are accepted for a loan and it can also affect the interest rate that you end up paying. Here are some simple ways that you can understand and even improve your credit rating...

Is credit becoming impossible?
In early February 2008, more than 160,000 customers with Egg were informed that their credit cards were going to be either withdrawn or their credit limits significantly reduced...