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About Provident Personal Credit

Simple loans with simple repayments from Provident Personal Credit

about provident



Cash loans
Cash loans can be
used for special events or to balance the household budget.

Provident Visa Card
A brand NEW way to take out your Provident loan. Use your card wherever you see the Visa sign.

 

 

At Provident Personal Credit, customer service and satisfaction is the number
one priority.

You can rely on a Provident Personal Credit unsecured cash loan offer to be trustworthy and transparent. Take a look at these services that separate Provident from the rest of the loan industry:

No hidden charges: Provident Personal Credit unsecured loans come with no extra fees, introductory fees or penalty charges.
Responsible Lending: Provident bases loan approval on the borrower’s ability to repay the amount and takes the application process very seriously. Provident prides itself on responsible lending.
Clear Payments: Customers always know what they owe, and when they owe it. With easy scheduled repayments, Provident provides a clear and simple re-payment plan.
Customer Satisfaction: 94% of customers claimed they were satisfied with Provident Personal Credit.

Cash Loans

Provident offer small cash loans to customers who may find it difficult to get credit elsewhere. This could be because they have a poor credit history or County Court Judgements.

When making lending decisions, Provident consider the individual’s circumstances. As long as it is apparent that the new customer is able to make repayments comfortably then there should be no problem in getting a cash loan.

Customers feel in control with a Provident loan. They appreciate the fixed repayments because they are in a position to understand exactly what they owe and are happy that it will not increase over time as there are no hidden charges or late payment fees.

A Different Kind of Service

Provident are different from a lot of other loan providers. Once a loan has been approved, the cash will be delivered to the customer’s door-step within days.
A friendly agent will then collect the agreed repayments on a weekly basis.

Many Provident agents were at one time customer’s themselves so they understand the business and the customer’s needs from a different perspective.

Timescales

When you apply online you are given a decision as to your eligibility in principle, in minutes which means cash could be delivered to your door within a few days once an agent has met you to take you through the credit application.

An Established Company
Provident Personal Credit has been providing home collected credit to ordinary people for over 125 years and has a reputation amongst their customers for providing a fair and trustworthy service.
Provident is regulated by the terms of the Consumer Credit Act and the Office of Fair Trading and is also a member of the Consumer Credit Association.

Personal Attention
A nationwide branch network provides provident customers’ the service they need, when they need it. With over 10,000 agents, who deliver a friendly door-to-door service, Provident has long been providing its customers the best in quality care at an affordable price.

Many of the people who work for Provident were, at one point, customers of the company. As a result, Providents’ employees understand borrowers and are sensitive to their needs. It is dedication to the small details like this that keep customers coming back to Provident.

 

 

Example
Loan amount, £300
52 weekly
repayments of £10.50
Total amount
payable: £546

Typical
272.2% APR*

 

* Compare the price of home collected and other cash loans available in your area at:

 

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